Worried About High Rates?

Close on your new home today and Amplify will provide a free¹ mortgage refinance in the next 24 months.

Expert Advice

Every real estate market is unique – this is especially true of Texas. With restrictions in place for cash-out refinances and second-lien mortgages, your refinance needs a level of understanding a national lender cannot match.

Texas-Based
Experts

We know the state’s specific mortgage rules and market trends, making the refinancing process easier and faster.

Second-Lien
Guidance

Our expert team can help you navigate additional borrowing options while minimizing financial exposure.

Cash-Out
Support

Refinancing doesn’t have to be complicated–make the process hassle-free with our team of skilled real estate experts.

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Rethink the ‘Forever Home’

Did you know the average American only stays in their home for eight² years? Talk to an Amplify loan officer about why now is a good time to prioritize home value over the lowest possible interest payments.

Start Your Application Today

Provide your contact information and a member of our team will follow up shortly.

How It Works

Once you complete your application, a member of the Amplify team will reach out to discuss your loan and refinance options. Want to know if you are qualified? Check out the applicant criteria³ in our FAQ section below.

Got Questions?

Forget the fine print – we’re doing our best to proactively answer every question you might have about our refinance program.

How do I qualify for the free refinance offer?

Are there loan balance requirements?

How much can I save?

What if property values drop before I refinance?

Get more from the market

Want to lock in an improving rate and get a free refinance from the Amplify team? Fill out the application below and a member of the Amplify Home team will reach out to shortly!

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¹Because they are collected to pay property taxes and insurance each year, prepaid escrows are not fees and therefore are not calculated as part of the free refinance with Amplify.

²”Average length of homeownership: Americans spend less than 15 years in one home” (Zebra)

³There are four conditions applicants must meet to qualify for a free loan refinance. First, the loan must be a current Amplify loan. Second, borrowers must have completed a minimum of six (6) timely payments on the loan. Third, the rate/term refinance can only be up to the confirming loan limit. And finally, the refinance must be within 24 months of the current loan’s close date.