Texas FHA Loans
Learn what makes the homebuyer experience at Amplify Credit Union special. Use the contact form below to connect with one of our loan officers.
Award-Winning Lending
Amplify’s real estate lending team has been recognized by publications like the Austin Business Journal and Austin Monthly. Here’s what makes our lending services different.
Full-Service Lending
Amplify offers a full range of first-time and jumbo real estate products to meet every background and budget.
Competitive Terms
From competitive interest rates to limited-time offers, Amplify makes any real estate market the right time to buy.
Best-in-Class Support
Our award-winning team of loan officers is here to provide virtual and in-person support no matter your timeline.
Limited-Time Offers
Contact our team to learn more about our free refinance and 2-1 buydown offers.
Application Timeline
We’ve broken the homebuying process down into four simple stages for first-time borrowers. Fill out the contact form below to get started.
Explore our
Mortgage Products
Not sure what kind of mortgage works best for you? Our real estate team is happy to go over all of your options, whether you’re a first-time homebuyer or looking to take advantage of an FHA loan.
FHA Loans
Qualified buyers can enjoy government-backed loans with added flexibility.
15-Year Fixed Loans
Enjoy a 15-year fixed-rate mortgage with interest rates and payments that never change.
30-Year Fixed Loans
Enjoy a 30-year fixed-rate mortgage with interest rates and payments that never change.
VA Home Loans
Learn more about our competitive loan products for active military and veterans.
USDA Loans
Rural Texans may qualify for a zero down payment mortgage backed by the U.S. Department of Agriculture.
Adjustable-Rate Loans
Stay flexible with an adjustable-rate mortgage that puts the power back in your hands.
FAQs
Learn how FHA loans make it easier for first-time homebuyers to purchase a place of their own.
How do I find the right loan for me?
Do you have any real estate offers?
Are there mortgage limits for FHA loans?
What is a VA home loan?
Ready to Apply?
Use our quick and convenient online portal to submit your application material in a matter of minutes.
APR is the Annual Percentage Rate based on excellent credit (740+) based on actual APRs from October 2024. The actual rate APR may vary based on specific credit and loan factors. All loans subject to credit and underwriting approval.
The following example assumes the purpose of the loan is to purchase a property, with a loan amount of $680,000, an estimated property value of $850,000, and a down payment of $170,000. The property is located in zip code 78732. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 740.
A mortgage of $680,000 for 30 years at 7.3% APR requires a P&I payment of $4,638.80 per month. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Assumes closing costs paid out of pocket and tax and insurance escrow account created.
