USDA Home Loans
Qualify for a zero down payment mortgage when you secure a single family loan in rural Texas backed by the U.S. Department of Agriculture.
Home Loans for
Small Town Texas
We’re proud to support small towns and rural areas with single family loans backed by the U.S. Department of Agriculture. Whether you’re looking to upgrade your current property or call the countryside your home, learn how a USDA loan with Amplify can help.
Government-Backed
Amplify partners with the U.S. Department of Agriculture to provide affordable loan options to borrowers in rural and low-population areas of Texas.
Zero Down Payments
Qualified borrowers who meet the loan requirements can borrow with 100% financing. That means more of your money goes towards your new home.
For Rural Areas
Use the USDA eligibility map to check specific addresses or review general eligible areas for a USDA-guarantee loan.
Make Your Home in Rural Texas
Whether you’re building or buying a home in rural Texas, a U.S. Department of Agriculture loan through Amplify will provide you with the flexibility you need.
FAQs
Learn more about a U.S. Department of Agriculture home loan in our FAQ section. Still have questions? Contact our team using the form below.
What is a USDA loan?
How can USDA home loan funds be used?
Is there a down payment required?
How long does an application take?
Who can apply for a USDA home loan?
Reach Out to Learn More
Send us a message and an Amplify Mortgage Lending Specialist will reach out within 1 business day to further assist you.
"*" indicates required fields
APR is the Annual Percentage Rate based on excellent credit (740+) based on actual APRs from October 2024. The actual rate APR may vary based on specific credit and loan factors. All loans subject to credit and underwriting approval.
The following example assumes the purpose of the loan is to purchase a property, with a loan amount of $680,000 , an estimated property value of $850,000, and a down payment of $170,000. The property is located in zip code 78732. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 740.
A mortgage of $680,000 for 30 years at 7.3% APR requires a P&I payment of $4,638.80 per month. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Assumes closing costs paid out of pocket and tax and insurance escrow account created.