Adjustable-Rate Mortgages
Apply online for an adjustable-rate mortgage. Compare rates, terms, and our full range of adjustable-rate loan types.
Learn more about our current real estate and mortgage deals for first-time and repeat homebuyers.
Get the Best of Both Worlds
With a 5/6 ARM, get those lower interest rates and a fixed payment for the first five years. It’s a good choice for people who expect to move (or refinance) before or shortly after the adjustment occurs.
Quick and Easy Online Application
Our easy and secure online application lets you apply online within minutes from any device. The step-by-step guided support helps you complete the application faster and easier than ever before.
Similar Products
Based on your interest in our Adjustable-Rate Mortgages (ARMs), we thought you might want to learn more about some of our other mortgage products.
Ready for Lower Payments?
If you’re planning to move or expecting an increase in income, learn why an ARM may be right for you.
APR is the Annual Percentage Rate based on excellent credit (740+) based on actual APRs from October 2024. The actual rate APR may vary based on specific credit and loan factors. All loans subject to credit and underwriting approval.
The following example assumes the purpose of the loan is to purchase a property, with a loan amount of $680,000 , an estimated property value of $850,000, and a down payment of $170,000. The property is located in zip code 78732. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 740.
A mortgage of $680,000 for 30 years at 7.3% APR requires a P&I payment of $4,638.80 per month. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Assumes closing costs paid out of pocket and tax and insurance escrow account created.