30-Year Fixed Mortgage
Apply online for a 30-year fixed mortgage loan. Compare rates, terms, and our full range of fixed home mortgage options.
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How much home can you afford?
We work with all sorts of budgets, let us help you estimate how much home you can afford and your monthly payment before you apply.
This calculator is for illustrative purposes only and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary. Your Monthly Payment calculations reflect only principal and interest, and amounts for taxes and insurance, if applicable, may increase your actual payment.
Lock in your fixed-rate loan today
Looking to buy that home you plan on staying in for the next seven years or longer? The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change which are great for those looking to lay some roots down.
Similar Products
Based on your interest in our 30-year fixed mortgages, we thought you might like to learn more about some of our other mortgage products.
15-Year Fixed Loans
Enjoy a 15-year fixed-rate mortgage with interest rates and payments that never change.
FHA Loans
Qualified buyers can enjoy government-backed loans with added flexibility.
Adjustable-Rate Mortgages
Stay flexible with an adjustable-rate mortgage that puts the power back in your hands.
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Our easy and secure online application lets you apply online within minutes from any device. The step-by-step guided support helps you complete the application faster and easier than ever before.
APR is the Annual Percentage Rate based on excellent credit (740+) based on actual APRs from October 2024. The actual rate APR may vary based on specific credit and loan factors. All loans subject to credit and underwriting approval.
The following example assumes the purpose of the loan is to purchase a property, with a loan amount of $680,000 , an estimated property value of $850,000, and a down payment of $170,000. The property is located in zip code 78732. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 740.
A mortgage of $680,000 for 30 years at 7.3% APR requires a P&I payment of $4,638.80 per month. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Assumes closing costs paid out of pocket and tax and insurance escrow account created.