15-Year Fixed Mortgage

Apply online for a 15-year fixed mortgage loan. Compare rates, terms, and our full range of fixed home mortgage options.

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How much home can you afford?

We work with all sorts of budgets. Let us help you estimate how much home you can afford and your monthly payment before you apply.

$7800 / year

$7800 / year

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PAYMENT
$2,034
Per Month
Home Insurance
Principal & Interest
Property Taxes
Mortgage Insurance / Other

This calculator is for illustrative purposes only and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary. Your Monthly Payment calculations reflect only principal and interest, and amounts for taxes and insurance, if applicable, may increase your actual payment.

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Own your home twice as fast

The 15-year mortgage loan offers all the advantages of the 30-year loan, plus a lower interest rate. With a higher monthly payment, you’ll own your home twice as fast.

Home loans made easy

Our easy and secure online application lets you apply online within minutes from any device. The step-by-step guided support helps you complete the application faster and easier than ever before.

APR is the Annual Percentage Rate based on excellent credit (740+) based on actual APRs from October 2024. The actual rate APR may vary based on specific credit and loan factors. All loans subject to credit and underwriting approval.

The following example assumes the purpose of the loan is to purchase a property, with a loan amount of $680,000 , an estimated property value of $850,000, and a down payment of $170,000. The property is located in zip code 78732. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 740.

A mortgage of $680,000 for 30 years at 7.3% APR requires a P&I payment of $4,638.80 per month. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Assumes closing costs paid out of pocket and tax and insurance escrow account created.