Secured Credit Cards
Improve or re-establish your credit history² with a Visa® Secured Card or a Visa® Max Cash Secured Card¹ from Amplify Credit Union.
Visa® Secured Cards
From extended low introductory interest rates to rewards points, find the credit card from Amplify Credit Union and Visa® that supports your long-term financial goals.
Secured Credit Card
A card that’s perfect for anyone who wants to improve or establish their credit.³
Cash Back Secured Card
Earn cash back on credit card purchases with a Visa® Max Cash Secured Card. Pick your reward categories to maximize your savings.
Raise your credit score
Worried about a low credit score? A secured credit card is just one approach you can take to build (or rebuild) your credit history. In this article, our team presents a few options to help you raise your credit score.
Choose the card that’s right for you
Whether you want to pay down balances, maximize cash back, earn rewards, or begin building your credit history, we have the right card for you.
The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler’s checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Subject to applicable law, you may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
¹Max Cash Preferred Card and Max Cash Secured Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. IMPORTANT CHANGE: Effective April 22, 2025, all purchases in the following everyday categories: Grocery Stores/Grocery Delivery and Gas Stations/EV Charging Stations at wholesale clubs and discount stores/supercenters such as Target and Walmart will only earn 1%. A purchase will not earn additional cash back if the merchant’s selected code is in a category that is not eligible for additional cash back earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional cash back. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within 1-2 statement billing cycles or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.
²Late payments or going over the credit limit may damage your credit history. Your credit limit will be equal to the amount of your
security deposit.
³The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A.
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