Home Equity Line of Credit
Compare rates, terms, and our financing options. Our home equity lines of credit are designed to be flexible, available, and easy to use.
Product Overview
7.75
Borrow as you need it
Our home equity lines of credit are perfect for your next big project. Access the available equity in your home and only pay interest on what you borrow.
How Much Home Equity Can I Use?
Estimate how much home equity you have before you apply.
Calculate Your Available Equity for a Line of Credit
This calculator is for illustrative purposes only, and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary.
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Ready to access your home equity?
Learn more about how a home equity line of credit can help you consolidate existing loans or plan for a big expense.
*The home equity line of credit Annual Percentage Rate (APR) is variable and is based on the highest Prime Rate published each month-end in The Wall Street Journal Money Rates Table (the “Index”), +/- a margin based on credit worthiness. The current Index is 7.75%. Maximum APR is 17.90%. The maximum combined loan-to-value cannot exceed 80% of the Fair Market Value of your home. A minimum draw amount of $4,000 is required for each advance after the initial minimum $10,000 advance at the time of loan funding. HELOCs have a draw period of 10 years with interest only payments required. After 10 years, that draw period ends and the unpaid principal balance amortizes over a 10 year term. Interest on your HELOC may be tax-deductible- please consult your tax advisor regarding the deductibility of interest. Property Insurance, including flood insurance as needed, is required to be maintained. Loans subject to credit approval. All loan rates based on creditworthiness and may vary. Amplify Membership required. Consult the CFPB’s Home Equity Line of Credit booklet as well as the Early HELOC Disclosure for more information. Rates effective as of 11/8/2024.