Home Equity Loans
Looking at a major home improvement project or a major life expense? Get the ball rolling with a home equity loan from Amplify Credit Union.
Product Overview
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Home equity loans on your terms
There is no one-size-fits-all approach to home equity loans. That’s why why we offer loans with terms of 5, 10, 15, and 20 years. Our fixed rate installment loan lets you access the available equity in your home. And your funds will be available four (4) business days after closing.
Home Equity Loan Calculator
Estimate how much home equity you have and your monthly payment before you apply.
Calculate Your
Available Home Equity
Calculate Your
Loan Payment
This calculator is for illustrative purposes only, and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary. Your Monthly Payment calculations reflect only principal and interest, and amounts for taxes and insurance, if applicable, may increase your actual payment.
Home Equity Loan Features
Before you apply for a loan, we want you to know what to expect from our lending team. Here are a few important facts about our home equity loan products at Amplify.
Borrow Up To 80%
Borrow up to 80% of the value of your home. Talk to a member of our real estate team to learn more.
Fixed Closing Costs
Our fixed $325.00 closing costs¹ cover title search, flood determination, credit report, and county filing fees.
No Application Fee
Pay $0.00 in home equity loan application fees no matter the final status of your loan.
No Pre-Payment Penalty
Pay $0.00 in pre-payment penalties if you choose to repay your loan balance earlier than expected.
$25k Minimum Loan
Borrow only what you need for your projects. Our home equity loan terms start at $25,000 and go from there.
Similar Products
Based on your interest in our Home Equity Loan, we thought you might be interested in some of our other home loan products.
Ready to leverage your home’s equity?
Use our quick and easy online application portal to start your next home project.
¹If necessary, additional borrower fees may be required for appraisal, survey, and/or title company closing costs.
*APR is Annual Percentage Rate based on excellent credit. Your actual rate may vary based on your factors. All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home’s value. Payment Example: a home equity loan of $50,000 for 15 years at an interest rate of 6.90% would equal a payment of $448 per month with an APR of 6.97%. Please refer to our calculator to estimate your actual payment. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Property insurance required. Amplify membership required. Rates effective as of 08/06/2024.