Retirement Banking
Cash flow and investment strategies change overnight after retiring, making it even more important to take advantage of fee-free accounts and smarter banking. Amplify has a suite of products designed to help get you the maximum benefit from your retirement funds.
It All Starts with Fee-Free Banking¹
Amplify designed our fee-free banking program to eliminate all fees altogether — no minimum balances, no overdraft fees, no fees at all on deposit accounts. Your retirement funds should be spent on things you love, not on unnecessary banking fees.
Go Beyond Basic Benefits
Choosing a bank for your retirement is a big decision, but working with Amplify means joining a full-service financial institution that will always put your savings above our bottom line.
Surcharge-Free ATMs
The CO-OP ATM network has hundreds of locations across Austin and Central Texas and 30,000 nationwide.
Wealth Management
Our colleagues at CFS* Financial Advisors can assist you with developing a strategy for withdrawing the money you’ll need.
Safe
Harbor
Your deposit accounts are federally insured by the NCUA and backed by the full faith and credit of the U.S. government.
Home Equity
Leverage
Our full line of home equity and mortgage products makes it easy for you to take advantage of your assets.
FAQs
Learn more about fee-free banking and other financial services at Amplify.
What does membership require?
How does overdraft protection work?
What about ATM fees?
Are there any hidden bank fees?
Ready to Open an Account?
Take advantage of our online application or visit one of our branches today.
¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services). Please refer to the Share Account Rate Disclosure, Certificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See our Fee Schedule & Rate Schedule for current rates and fees.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Financial Advisors are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Learn more about the compensated referral arrangement between Amplify and CUSO Financial Services, L.P., on the marketing disclosures page.