Banking for Equidad ATX
Amplify Credit Union is proud to offer support and financial planning to Equidad ATX and its community.
Full-Service Support
From our signature fee-free checking and savings accounts to our award-winning lending programs, Amplify is ready to support you at every stage in your financial journey.
Savings Accounts
With zero account fees and a support team that puts members first, our savings accounts are a great foundation for both short-term and long-term financial plans.
Checking Accounts
Protect your everyday spending with our fee-free checking account and enjoy a digital-first debit card experience with zero overdraft penalties.
Homeowner Readiness
Most people spend months or event years getting ready to buy their first home. Our community lenders are here to help you build a plan you can stick to.
Apply now for a bank account
Open a checking or savings account and enjoy the benefits of fee-free banking.
Meet our team
Our community bankers and community lenders work together to offer dedicated support to Equidad ATX and other Austin-based nonprofits.
Alex Rodriguez
Mortgage Loan Originator
NMLS# 1658924
Alex Rodriguez
Mortgage Loan Originator
NMLS# 1658924
A problem-solver by nature, Alex Rodriguez loves working with borrowers to find the right real estate products. Born and raised in a bilingual-bicultural family in Chicago, Rodriguez witnessed the economic freedom that many families experienced on their path to homeownership.
In his decade with Amplify, Rodriguez witnessed the homebuying journey as a loan officer, a loan servicing agent, and an account resolutions specialist. He believes every good loan officer should approach their borrowers with empathy and understanding.
Juan Rosales
Juan Rosales
As a community banker at Amplify Credit Union, Juan Rosales provides financial services to individuals and organizations based in Central Texas. Rosales draws on his experience as a first-generation American to serve members of Austin’s Hispanic and Latino communities. As a bilingual speaker, he is able to create a welcoming space for those too-often overlooked by the banking industry. Rosales is also a six-year veteran of the United States Army.
Juan received his certification as a Certified Credit Union Financial Counselor from the Credit Union National Association in October 2023.
Juston Hargrove
Mortgage Loan Originator
NMLS# 890417
Juston Hargrove
Mortgage Loan Originator
NMLS# 890417
Juston Hargrove began his career in mortgage lending because he was drawn to helping borrowers navigate the different mortgage products available to them. In his current role as a community loan originator, he has the distinct honor of working with historically underserved communities.
Hargrove’s passion is helping the people in those communities live the American dream of homeownership and begin the process of wealth building through equity.
Kourtney Allen
Kourtney Allen
In her role as a virtual assistant branch manager at Amplify Credit Union, Kourtney Allen provides financial support to individuals and organizations located throughout Central Texas. Herself a newcomer to the financial industry, Kourtney uses that outsider perspective to help translate Amplify’s banking programs into achievable financial outcomes. She dedicates her work towards expanding access to equitable banking services to low-income communities and communities of color.
Kourtney received her certification as a Certified Credit Union Financial Counselor from the Credit Union National Association in October 2023.
FAQs
Learn more about banking at Amplify.
What are Amplify's membership criteria?
Does Amplify charge fees on bank accounts?
Does Amplify charge fees on home loans?
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¹If necessary, additional borrower fees may be required for appraisal, survey, and/or title company closing costs.
²APR is Annual Percentage Rate based on excellent credit. Your actual rate may vary based on your factors. All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home’s value. Payment Example: a home equity loan of $50,000 for 15 years at an interest rate of 7.60% would equal a payment of $466 per month with an APR of 7.67%. Please refer to our calculator to estimate your actual payment. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Property insurance required. Amplify membership required. Rates effective as of 05/14/2024.
Payment Example: a home equity loan of $50,000 for 15 years at an interest rate of 7.15% would equal a payment of $455 per month with an APR of 7.22%. APR is Annual Percentage Rate based on excellent credit. Your actual rate may vary based on your factors. All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home’s value. Please refer to our calculator to estimate your actual payment. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Property insurance required. Amplify membership required. Rates effective as of 05/14/2024.
The home equity line of credit Annual Percentage Rate (APR) is variable and is based on the highest Prime Rate published each month-end in The Wall Street Journal Money Rates Table (the “Index”), +/- a margin based on credit worthiness. The current Index is 8.50%. Maximum APR is 17.90%. The maximum combined loan-to-value cannot exceed 80% of the Fair Market Value of your home. A minimum draw amount of $4,000 is required for each advance after the initial minimum $10,000 advance at the time of loan funding. This Account has a Draw Period of 10 years, after which you will be required to repay any amounts within a 10-year term. Interest on your HELOC may be tax-deductible – please consult your tax advisor regarding the deductibility of interest. Property Insurance, including flood insurance as needed, is required to be maintained. Loans subject to credit approval. All loan rates based on creditworthiness and may vary. Amplify Membership required. Consult the CFPB’s Home Equity Line of Credit booklet as well as the Early HELOC Disclosure for more information. Rates effective as of 04/22/2024.
Please refer to the Share Account Rate Disclosure, Certificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.