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ACH Positive Pay

With positive pay services, your organization can manage ACH debits at Amplify with an added level of security.

Business Benefits

Automated Payment Verification Manual Exception Handling Zero Fees¹ or Penalties
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Please note: as a Texas-based credit union, Amplify is only able to offer banking services to organizations located in Texas.

Better ACH transactions

Amplify’s ACH positive pay services offer a proactive approach for new and existing business to mitigate the risk of unauthorized ACH debits.

Enhanced Security

Businesses can safeguard against unauthorized ACH debits, reducing the risk of fraud and financial loss

Regulatory Compliance

Assists businesses in complying with regulatory requirements related to fraud prevention and risk management.

Operational Efficiency

Streamlines the process of monitoring and managing ACH debits, allowing businesses to focus on core operations rather than dealing with fraud-related disruptions.

Cost Savings

By preventing unauthorized transactions, businesses can avoid potential fees associated with unauthorized debits and the costs fraud-related issues.

How it works

When your business signs up for positive pay at Amplify, you gain more control over your check processing services.

1

Authorization

Businesses maintain and submit a list of authorized ACH debits to the credit union.

2

Monitoring

Amplify compares incoming ACH debits against the business’s authorized list.

3

Exceptions

Unauthorized debits are routed to the business for review and decisioning.

FAQs

Commonly asked questions about ACH positive pay and commercial banking at Amplify.

Are there fees for ACH positive pay services?

How do we get started with ACH positive pay?

Can smaller organizations sing up for ACH positive pay?

How does my business add excess deposit insurance?

Next Steps

Use the link below to schedule a one-on-one consultation with a member of our banking team.

Schedule an Appointment

¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).

Please refer to the Share Account Rate Disclosure, Certificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.